Had a Car Accident With No Insurance? Don't Panic. Know Your Rights.

Yes, you pay absolutely nothing. Under the law, the at-fault driver (and their insurance company) is legally responsible for returning you to the position you were in before the crash. This includes the full cost of your vehicle repairs and the cost of a rental car while yours is off the road. We send the bill directly to the at-fault party’s insurer, meaning there are zero out-of-pocket costs or hidden fees for you

Many people search for a lawyer because they are frustrated with insurance companies delaying their claim or refusing to pay. However, lawyers often take months to settle and may charge hefty fees. OA Motor Assessing solves your immediate problems: we use our legal recovery team to force the at-fault party to accept liability, we independently assess your car so it’s repaired properly, and we get you into a free hire car immediately. We handle the legal fight, but without the traditional legal fees.

We understand you need to get to work, drop the kids at school, and live your life. In most cases, we can arrange a replacement hire car within 24 hours of you providing the at-fault driver’s details. Furthermore, you are legally entitled to a “like-for-like” vehicle. If you drive a family SUV, a commercial ute, or a luxury sedan, we will provide a comparable vehicle while yours is being repaired.

No. While you should never ignore a Letter of Demand, you do not have to pay it blindly. You have the right to request the itemized repair quote and have it reviewed by an independent motor vehicle assessor to ensure the costs are not inflated.

his is exactly why you need a professional accident management team. If the other driver denies fault, our legal recovery specialists will step in, using police reports, witness statements, and dashcam footage to prove liability. If the driver is uninsured, we still pursue them legally and directly for the costs of your repairs and hire car. We take the stress and confrontation completely off your shoulders.

You need to send a formal Letter of Demand to the at-fault party or their insurer. To do this successfully, you need an independent assessment of your vehicle’s damage to prove the exact cost of repairs.